Depending on your policy, you will have an individual deductible if you are the only person on your deductible insurance plan. If you have a family plan (multiple people on your plan) you may be required to have an insurance deductible on each individual as well as a family limit of deductibles you will be required to pay.
Once you reach your family deductible you will not be required to pay any more deductibles for the year. Alternatively, if you reach an individual’s deductible, they will not have to pay more for the year. But, your family plan may require the deductibles for other members of your family till their individual or the family total is met.
Most deductibles get based on the household income (how much you make versus how much you can afford to pay – a percentage of your income will go to healthcare costs).