If you’re looking for top-rated CT health insurance agencies, look no further than the team at the Branco Insurance Group. We are a full-service agency that has been helping residents of Connecticut find the right health insurance for over 14 years.
Health Insurance can be confusing, but our experienced agents will take the time to explain your options and help you choose the best plan for you and your family. We’ll also be there to help you every step of the way, from enrollment to claims.
We work with all major carriers in the state, so we can help you find the best plan for your needs and budget.
We attribute our success to our experienced and caring agents, who are committed to providing the best possible service to our clients. Contact us today to see how we can help you get the coverage you need at a price you can afford.
Contact us today for a free health insurance quote if you’re ready to get started. Let us help you find the perfect health insurance plan for you.
There are a few different types of health insurance, but they all work towards the same goal: to help cover the costs of your medical care. Health insurance can help pay for doctor visits, prescriptions, surgeries, and other medical procedures. It can also help you stay healthy by providing access to preventive care and screenings.
Most people get health insurance through their employer, but you can also purchase it on your own. If you’re self-employed or don’t have access to employer-sponsored health insurance, you can buy an individual health insurance policy. You can also get health insurance through the government’s Marketplace.
When you have health insurance, you’ll usually pay a monthly premium. This is the amount you’ll pay to your insurance company for your coverage. You may also have to pay a deductible, which is the amount you’ll need to pay out of pocket before your insurance company starts covering your medical expenses. Once you’ve met your deductible, you’ll usually only have to pay a copayment or coinsurance for covered services.
In addition to your monthly premium and deductible, you may also have to pay for services that are not covered by your insurance. These are called out-of-pocket costs, and they can include things like dental care, eyeglasses, and alternative treatments.
If you’re struggling to pay for health insurance, there are a few options available to help. You may be eligible for subsidies or tax credits through the government’s Marketplace. You can also look into Medicaid or other government assistance programs. There are also several charities and non-profit organizations that offer financial assistance for health care expenses.
At Branco Insurance Group, we can guide you through the Health Insurance process and help you find the best plan for your needs. Contact us today to get started.
Medicare is a national United States health insurance program for people 65 and older. It is also for people with certain disabilities or end-stage kidney failure. This program is divided into various parts, and it’s important to learn how these fit together.
What is Part A? What Does Part A Cover?
Part A is hospital insurance that assists you with the cost of inpatient care and skilled nursing facility stays. It also helps with things like hospice and home health care. In general, you should think of the inpatient hospital benefit as Medicare coverage for room and board in the hospital.
It covers the cost of your semi-private room. Part A does NOT cover many of the actual treatments that might occur, such as scans or surgeries.
What is Medicare Part B?
Medicare Part B is your outpatient medical coverage Part B covers essentially all of your other coverage outside of your inpatient hospital fees. Without Part B, you would be uninsured for doctor’s visits (including doctors who treat you in the hospital). You would also not have Medicare coverage for lab work, preventive services, and surgeries.
What is Medicare Part C?
What is Part C and why don’t you have to enroll in it at Social Security like A & B?
We also define Part C as the Medicare Advantage program or private insurance. The cost of Advantage plans varies by carrier, county of residence, and plan selected. To enroll in a Part C plan, you must first be enrolled in both Parts A and B.
What is Medicare Part D?
Medicare Part D is the newest part of our national health insurance program for people age 65 & up. It helps pay for prescription drugs and can be purchased in addition to Parts A and/or B.
It covers retail prescription drugs that you pick up yourself at the pharmacy or order via mail order. You choose a carrier and enroll in their drug plan, and that’s how you sign up for Part D drug plan.
Health insurance can be expensive and confusing.
We all know that health insurance is essential, but it’s hard to determine which plan you need. There are so many different types of plans with varying levels of coverage and prices.
You can now make this process much more manageable by contacting Branco Insurance Group. We will help you choose the best plan for your needs and budget. There is no obligation, so you can find out your options without any pressure to buy.
To get a quote for your health insurance, please fill out the form. We look forward to providing you with only the best service. Our services are available in English, Portuguese, Spanish, and Albanian.
Staying protected just got better with affordable Umbrella policies from Branco Insurance Group. Umbrella insurance provides liability coverage beyond what is included in your standard Homeowners, Auto, and Boat insurance policies. Call us today for a fast and simple quote.
Winter can be a dangerous time for snowmobilers. That is why Branco Insurance Group offers affordable coverage to protect your active lifestyle and expensive ride. Call us today with any questions you may have about insurance or getting quotes on new policies before the season starts up again.
It’s time to take the road less traveled by and enjoy life on your own terms. While it may be expensive at first, Branco Insurance Group will help you find affordable rates for RV or Mobile Home insurance that suits any need or budget so no matter where in America you roam – we got you covered.
You’ve just moved into your new apartment and it’s time to start making lists of all the things that need protection. Protect your personal belongings inside your rented walls with affordable renters insurance from Branco Insurance Group. We offer the best coverage for you, so call us now before it’s too late.
Motorcycle insurance can help protect you and your bike. It covers the costs of repairing damage, pays medical bills if you’re injured in an accident, and even protects against theft. We help with affordable rates that keep up with today’s high-priced bikes, ensuring you get full protection so nothing interferes with enjoying your ride.
The best way to protect your boat is with Branco Insurance Group. We offer a variety of coverage options that are both affordable and easy, which means you can get back on the water without worry. Get your quote today so that you have exceptional protection while you enjoy the high seas.
We offer additional savings with multiple policies for you and your family. At Branco Insurance Group, we educate you on your insurance needs and help you determine exactly what coverage best suits your life, health, and property. Contact us today.
Is Life Insurance a part of your financial plan? Term Life insurance is more than luxury. It’s part of sound financial planning; a smart money move, just like saving for retirement. Adding term life insurance to your long-term plan can help set your family up for financial resiliency.
At Branco Insurance Group, we can help you get the personal auto insurance that fits with your lifestyle. Whether you drive a sports car, a minivan, or anything in between, we have the best coverage for your needs. From liability insurance to coverages like collision and comprehensive, we will work with you to find the right policy.