Personal Auto Insurance

At Branco Insurance Group, we can help you get the personal auto insurance that fits with your niche. Knowing what coverages are needed or not needed for your coverage can save you a lot of money.

If you drive a car or truck in your everyday life, you must have personal auto insurance.  At Branco Insurance Group, we provide competitive packages for your specific needs, eliminating the waste, and getting you the best value whilst keeping you protected. We speak English, Portuguese, and Spanish.

Do I Need Personal Vehicle Insurance?

If you drive a vehicle in CT, it must be insured. Affordable personal insurance quotes are available to you from Branco Insurance Group. This specialized policy is designed for vehicles used primarily for personal reasons, like running errands, not business. This type of insurance provides protection and peace of mind to drive on the road. If you’re not sure what type of personal vehicle insurance is right for you, give us a ring. We’d be happy to determine your needs.

 

What is Liability Coverage in Auto Insurance?

Liability coverage is an important insurance protection. Bodily injury and property damage liability coverages provide compensation for injuries to others, and for the damage your vehicle does to another person’s property if you cause an accident.

 

What is Comprehensive Insurance Coverage?

Comprehensive insurance coverage covers non-collision related damage to your vehicle, such as theft or fire, as well striking an animal or a tree falling on your car in a storm.

 

What is Collision Coverage?

Collision coverage helps pay for damage to your vehicle if your car hits another car or object, gets hit by another car or if your vehicle rolls over. This coverage is generally required if your car is financed or leased.

What is Personal Injury Protection?

Personal injury protection (PIP), also called no-fault insurance, is available in certain states. It pays medical expenses, and in some cases lost wages and other damages regardless of who is at fault in an accident.

 

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage.

Medical Payments Coverage

Medical payments coverage helps pay for covered medical expenses for anyone injured while in your vehicle, regardless of who is at fault.

 

Deductible and Limits

Your car insurance deductible is the amount you’ll pay out of pocket before your insurance kicks in. The lower the deductible, the less you’ll pay out of pocket if an accident occurs. Selecting a higher deductible may lower your auto insurance premium.

Your car insurance coverage limits, also referred to as limit of liability, are the most your insurance will pay if you have a claim. Choosing a higher coverage amount provides you additional protection if an accident occurs.

The available coverage limits may vary by coverage type and state. It is important to choose limits that meet your needs.

 

 


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Please fill out the form to receive a personal auto insurance quote within one day. We look forward to providing you with only the best service. We welcome English, Portuguese, Spanish, and Albanian speakers alike.


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